Accounts

Time deposits in euro

Save money and get higher returns

You can deposit your money safely, while choosing the investment duration that best suits your needs, and enjoy higher returns.

Specifically you can:

choose the duration of your deposit and how to collect your interest
keep track of your account activity and balance at any NBG branch and via Internet Banking
monitor the account linked to your time deposit 24/7 via i-bank Internet Banking and Phone Banking by keeping track of the transactions carried out over the last quarter

In brief:

choose the deposit duration
flexible management
renew automatically

You too can get your own Time deposit account in euro

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Time deposits in euro — a closer look

Account Features

Keep your money safe with assured returns.

Specifically you get:

option to choose the duration of your deposit, which can range from 1 to 365 days.
interest rate depending on the principal amount and the duration of the deposit.
fixed interest rate throughout the deposit duration you pick, thus keeping your deposit unaffected by possible falls in the interest rate.
option to renew automatically.
automatic transfer of interest to the linked account.
option to deposit further amounts into the account at maturity of the deposit.
option to add further beneficiaries (individuals) without having to close the account or open a new one.
option to pledge the deposit if taking out a loan or participating in a Public Offering.
receipt confirming the deposit issued in your name.
zero handling fees.
service at any NBG Branch.

See the Pre-Contractual Information Form here and the Product Agreement Template here.

Account balances and statements

You can monitor the activity of your account. Specifically you can:

get detailed statements of your time deposit account via Internet Banking (monthly i-statement), free of charge.
get the statements of the last quarter via Internet and Phone Banking.

Initial deposit

You need to have a minimum initial deposit of €3,000.

Change of particulars

You can change your particulars. If your home address, contact information etc. change, you should notify us immediately by visiting any NBG branch.

Find out about the documents required at “Have you introduced yourselves? If not ...do it now”.

Interest rates

You can find all the information you need about interest rates here and at any NBG branch.

More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.

Do you want more information?

Is there a minimum initial deposit amount for time deposit accounts?

Yes, the minimum initial deposit amount required is €3,000.

Can I increase the amount of the time deposit in the future?

Yes, you can deposit further amounts into the account at maturity of the deposit.

Can I withdraw my money if there’s need?

Yes, as long as you carry out a full early redemption of your time deposit, subject to relevant charges, via Internet and Mobile Banking or at any NBG branch.

What supporting documents do I need?

Identity card or passport
Your ID card or passport must be valid.
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Proof of current home address
This can be a recent utility bill or other document evidencing your home address.
Income Tax Clearance Certificate
The income tax slip clearance certificate of the last two years.
Phone bill
A recent landline telephone bill from your service provider.