Debit cards

Agro-carta

If you are entitled to Agricultural Aid, you can obtain the Agro-carta product to instantly cover needs arising from your agricultural and livestock farming activities.

You can pre-collect the Basic and the Complementary Redistributive Income Support for Sustainability and Eco-schemes to instantly cover your needs arising from agricultural and livestock farming activities, quickly and safely.

Specifically, you can:

Benefit from 80% of the total of Agricultural Aid to which you are entitled
Save time with contactless transactions
Do your shopping online
Pay your bills and insurance contributions
Withdraw up to 10% of your approved funding limit in cash
Manage and monitor your card and account transactions through the Internet and Mobile banking applications

Agro-carta is the property of National Bank of Greece and is issued under the terms and conditions agreed with the Ministry of Rural Development & Food.

In brief:

Pre-collection of subsidy
Immediate liquidity
Ability to make cash withdrawals
Purchase of agricultural supplies & fuel

Cover your agricultural and livestock needs immediately, with privileged terms and security

I want Agro-carta

The product at a glance

Purpose of funding

You have the option to pre-collect a significant part of the Basic and the Complementary Redistributive Income Support for Sustainability and Eco-schemes you are entitled to, in the form of an overdraft facility on the Agricultural Aid current account linked to the Agro-carta, to immediately cover the needs arising from your agricultural and livestock farming operations during the farming season.

Amount of funding

80% of the total Basic and Complementary Redistributive Income Support for Sustainability and Eco-schemes you are entitled to each year.

Method of repayment

Repayment of the financial line is made through the agricultural aid amounts credited into the Special Purpose Current Account "Agricultural Aid," until full repayment of the principal. You may also deposit any other amount you wish to repay the debit balance. The interest period is six months, and interest is charged on December 31 and June 30 each year.

“

NBG's digital transformation always takes mature and stable steps. This way it becomes a catalyst for us, aiding our operations.

Gianna Ioannidou

Managing Director at All Web Solution SA

Do you want more information?

Pre-contractual and Contractual Documents

Please read the following pre-contractual and contractual documents for more information regarding your Agro-carta Debit Mastercard.

Pre-contractual Information and Terms of Use

Do I have the option not to use the contactless functionality of my card without using a pin?

You can either reset or restore the applicable limit of contactless transactions carried out without the use of a pin, either through the Internet & Mobile Banking applications, as long as you are a registered user, or by submitting a request to his or her NBG Branch or by calling the Bank’s Contact Center.

What exactly is Agro-carta?

It is a combination of three banking products:

current deposit account AGRICULTURAL GRANTS
overdraft limit granted through the aforementioned account
Debit MasterCard Debit Card linked to the aforementioned account

What transactions can I make with the Agro-carta product?

With Agro-carta through your linked account, you can carry out specific transactions made through cash points in branches, alternative networks (i-bank ATM, Internet Banking), and the Direct Debit System.

More specifically, you can:

Repay your debts to ELGA, OGA, EFKA, KEAEO, the State, electricity providers, TOEBs that cooperate with NBG, water supply, and sewerage companies.
Pay the costs of issuing and using an employer's stamp.
Repay traffic fees.
Pay the cost of an Agricultural Aid Application.
Repay debts to the Entities/Gateways for the submission of Single Payment Applications to OPEKEPE
Make purchases via EFT/POS and e-Commerce, raw materials, fertilizers, seeds, feed, etc.
Supply fuel and maintain or repair machinery via EFT/POS

See in detail the permitted transactions

What documents do I need to submit a request for an overdraft facility?

You will need your identity card or passport, your latest tax statement, and a copy of your single farm return or single payment application. Please submit the application at one of our branches. Before visiting the branch, contact the branch to receive information about any additional necessary documents.

Agro-carta - overdraft limit in 3 steps

Step 1: Make your application in a branch

The first step is to visit a branch to get information, provide the necessary documents, open an account and submit your application.

Step 2: We assess your application

We check the supporting documents and evaluate your application.

Step 3: We disburse your funding

If your application is approved, you will need to visit the branch where you hold your account to sign the relevant contract and create a debit balance in your Agricultural Aid current account.

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Digital Banking is now simpler than ever

Download the NBG Business Mobile Banking app now.

Manage the daily transactions and banking needs of your business easily and quickly, wherever you are.

View all of your business’s products, make transfers and remittances, pay bills, personalize your home screen according to your needs and manage all approvals, online, from your mobile.