Overdraft Working Capital

The product at a glance

Purpose of funding

To enhance the liquidity of your business, we offer you easy access to cash with an overdraft limit linked to your current account, through which your transactions are carried out.

Amount of funding

It can cover 100% of your working capital financing needs with a minimum amount of €10.000.

Method of repayment

The capital is repaid according to your liquidity within the duration of the limit. You are only obliged to pay the semi-annual interest.

“

NBG's digital transformation always takes mature and stable steps. This way it becomes a catalyst for us, aiding our operations.

Gianna Ioannidou

Managing Director at All Web Solution SA

Detailed information

How is the approved amount determined?

The amount is finalized based on an assessment of the company's financial data.

What is the duration of the product?

Up to one (1) year with the possibility of renewal.

How will I be notified about my account?

For the movement of your account, an informative statement is sent quarterly, free of charge.

Am I required to pay collateral to receive the funding?

The usual collateral and security (guarantee of individuals, collateral security, cash collateral, etc.) are required.

What costs will I have to pay?

To check your expenses, click here.

Overdraft Loan in 3 steps

Step 1: Make your application in a branch

The first step is to visit a branch to get information, provide the necessary documents and submit your application.

Step 2: We assess your application

After studying your documents, we will carry out a credit check for your business.

Step 3: We disburse your funding

If your application is approved, you will need to visit the branch to sign the financing contract and to enable the ability of disbursements.

Discover more financing solutions

Get access to more financing solutions for your business, such as Leasing.

Digital Banking is now simpler than ever

Download the NBG Business Mobile Banking app now.

Manage the daily transactions and banking needs of your business easily and quickly, wherever you are.

View all of your business’s products, make transfers and remittances, pay bills, personalize your home screen according to your needs and manage all approvals, online, from your mobile.