Time Deposits in Foreign Currency

Deposit your savings in foreign currency safely, while choosing the investment duration that best suits your needs, and enjoy higher returns.

Specifically you can:

choose the duration of your deposit and how to collect your interest
keep track of your account activity and balance
open your time deposit account at any NBG branch

In brief:

choose the deposit duration
open the account at any NBG branch
renew automatically

You too can get your own time deposit account in FX

I want an account

Time deposits in FX - a closer look

Account Features

Keep your money safe with assured returns.

Specifically you can get:

option to choose the duration of your deposit, which can range from 1 to 365 days.
interest rate depending on the currency, principal amount and the duration of the deposit.
fixed interest rate throughout the deposit duration you pick, thus keeping your deposit unaffected by possible falls in the interest rate.
negotiable interest rate (from a specific amount and over for each currency).
option to renew automatically.
automatic transfer of interest to the linked account.
option to deposit further amounts into the account at maturity of the deposit.
option to add further beneficiaries (individuals) without having to close the account or open a new one.
option to pledge the deposit if taking out a loan or participating in a Public Offering.
receipt confirming the deposit issued in your name.
zero handling fees.
service at any NBG Branch.

See the Pre-Contractual Information Form here and the Product Agreement Template here.

Account currency

You have a host of options:

Specifically you can choose any of the following:

Account balances and statements

You can monitor the activity of your account. All you need to do is visit any NBG branch.

Initial deposit

The minimum initial deposit amount depends on the currency you choose.

Change of particulars

You can change your particulars. If your home address, contact information etc. change, you should notify us immediately by visiting any NBG branch.

Find out about the documents required at “Have you introduced yourselves? If not ...do it now”

Interest rates

Visit any NBG branch to find out more about our interest rates.

Digital Banking is now simpler than ever

Download the NBG Business Mobile Banking app now.

Manage the daily transactions and banking needs of your business easily and quickly, wherever you are.

View all of your business’s products, make transfers and remittances, pay bills, personalize your home screen according to your needs and manage all approvals, online, from your mobile.

Do you want more information?

Is there a minimum initial deposit amount for time deposit accounts in foreign currency?

Yes. However, the exact amount depends on the currency you choose.

Can I increase the amount of the time deposit in the future?

Yes, you can deposit further amounts into the account at maturity of the deposit.

Can I withdraw my money if there’s need?

Yes, you can visit one of our branches and carry out a full or partial early redemption of your time deposit to meet any extraordinary needs.

What is the duration of the deposit?

You can choose the duration of the time deposit yourself.

What do I have to do to renew my time deposit?

Your time deposit is renewed automatically.

What supporting documents do I need?

Identity card or passport
Your ID card or passport must be valid.
Tell me more
Proof of current home address
This can be a recent utility bill or other document evidencing your home address.
Income Tax Clearance Certificate
The income tax slip clearance certificate of the last two years.
Phone bill
A recent landline telephone bill from your service provider.