A) Confirmation of data

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.  

B) Additional supporting documents

For individuals: 

Latest tax clearance certificate

In case of separate taxable amounts, the tax clearance certificates of the last two years.

Proof of occupation is required if the requested credit line is over €4,000, or for applications by freelancers, irrespective of the requested credit line. 

As applicable on a case-by-case basis:

• recent payslip (issued within the last two months) or
• recent document evidencing pension payment (issued within the last two months) or
• recent periodic VAT return or receipt evidencing provision of services

Your mobile phone is required for confirmation via One Time Password.

For Business Cards

To issue a corporate card, a credit line approved by either the respective Credit Unit or by Credit Center B is required, as are all of the documents listed above.

For legal entities: 

To issue a corporate card, a credit line approved by either the respective Credit Unit or by Credit Center B is required. For legal entities the following documents are also required:

A) valid legal opinion on the legalization of the company’s representatives,

B) for SAs: BoD naming the cardholders and the card limits etc., for General/Limited Partnerships/Limited Liability Companies/Private Capital Companies etc.: Decision of the respective body with mention of the cardholders and the card limits.

Balance transfer 

It concerns only private individuals. The basic requirement is the existence of fully confirmed and updated customer data (see Modification/Update of Customer Data) and a credit card of a natural person with an available credit limit.

The last two credit card accounts of the other bank are additionally required for the Transfer request.

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully verified and updated, you will need to provide us with the necessary documentation as described in the Modify / Update Details section.

A) Confirmation of data

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.  

B) Additional supporting documents

Your latest tax clearance certificate is required as proof of your income. 

For seasonal employment, customers who consistently show separate taxable income and non-EU citizens, the tax clearance certificates of the last two years are required.

For special products (e.g. co-funded/subsidized financing) additional documentation may be required depending on the program and the requirements set by each body.

A) Confirmation of data

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.  

B) Additional supporting documents

1, 2 or 3 tax clearance certificates may be required as proof of your income, as follows: 

1 tax clearance certificate: Private sector employees for loans <€100,000, public sector employees & pensioners

2 tax clearance certificates: Private sector employees for loans >€100,000, self-employed persons

3 tax clearance certificates: Foreign residents/taxpayers, non-EU citizens

In addition, evidence of existing property is also required:

ENFIA declarations of the last year or current Property Declaration Form issued through TaxisNet when there is no property.

For special products (e.g. co-funded/subsidized financing) additional documentation may be required depending on the program and the requirements set by each body.

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.  

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.  

A) Confirmation of data

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.  

B) Additional supporting documents

• ID card/passport of the business’s legal representative in the case of legal entities or the business owner in the case of individuals
• Legal opinion on the legalization in the case of legal entities
• Income tax clearance certificate for the last financial year
• Recent print-out of the company's statement of current business activity (KAD) or the certificate of business commencement      
• Recent financial data of the business
• document of incorporation from the tax office
• document evidencing the business’s existence

Business activity is evidenced for each application with one of the following:

• Social media website

             Valid documents evidencing the existence of the business such as: 

• Invoice of the business bearing its name, address and activity 
• Business receipt from its cash register (issued within the last month)        
• Other valid documentation such as: recognized business/professional license, marketing material, current franchise or lease agreement (including the merchant's name, product services, business address, contact details, etc.), photos of indoor & outdoor business premises (including stock and signs) 

A) Confirmation of data

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.

B) Additional supporting documents

For businesses keeping account books by the single-entry method (former Category B accounts)

• Ε3 tax forms for the last two years.
• Periodic VAT returns of the current year and the respective period of the previous year (if the fiscal year of the previous calendar year is not closed, the remaining periodic VAT returns for the whole previous year (until 31/12) must also be submitted).

For businesses keeping account books by the double-entry method (former Category C accounts)

• Balance sheets and statements of profit and loss for the last two years, plus annexes
• Recent trial balance of secondary accounts and respective trial balance for the same period of the previous year In the event that the previous financial year is not closed, a statement of financial position as at 31/12 of the previous year is required. The trial balance sheets shall be signed by the business’s accountant.

In any case, the following are required:

• ENFIA (annual property tax) certificate of the last available year
• Tax returns of the guarantor(s): Ε1 tax forms for the last year, income tax clearance certificates for the last two years,
• Financial data of any affiliated companies (companies in which you participate): E3 or balance sheets for the last year
• In the case of sole proprietorships: your tax returns: E1 tax form for the last year and Income tax clearance certificates for the last two years
• in the case of enterprises of corporate status: tax returns of the business's owners (partners, shareholders): E1 tax form for the last year, income tax clearance forms for the last two years, ENFIA (annual property tax) certificates of the last available year
• in the case of recently set up businesses: copy of a statement of current business activities (KAD) issued via gsis.gr
• in the case of requests for financing of investment plans: Business Plan or copy of a feasibility study, offers and/or pro-forma invoices or expenses budget and proof of own participation in the investment

You can find the documents listed above here:
  

Notes
1. If deemed necessary, you may be asked to provide us with additional documentation.
2. For guaranteed/co-financed programs, additional supporting documentation is required, which you can find in each program’s section on the Bank’s website ( www.nbg.gr )
3. For your convenience, a tool has also been developed on Internet Banking which calculates the supporting documents required to evaluate SME funding requests and through which you can attach supporting documents.

A) Confirmation of data

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.

B) Additional supporting documents

For legal entities documentation regarding the legalisation of the legal representatives are required.

In addition, you’ll need to provide:

• recent financial data of the business
• business transaction documents (invoices, pro-forma invoices etc.)

If deemed necessary, you may be asked to provide us with additional documentation.            

A) Confirmation of data

If your details are complete and up to date, you will only need the identification document.

If you are a new customer or your details are not fully confirmed and updated, you will need to provide us with the necessary supporting documents as described in the Modify / Update Details section.  

B) Additional supporting documents

• Ε1 – income tax return and tax clearance certificates for the last two financial years
• Most recent certificate of monthly salary (or recent evidence of pension payment) in the event of a recent reduction in income
• Last financial year’s ENFIA clearance (or E9 property declaration form, in the event your property status has changed after the issuance of the latest ENFIA clearance)

For sole proprietorships, the latest E3 tax form and the latest periodic VAT return will also be required.

For legal entities documentation regarding the legalisation of the legal representatives is required, as listed here.

In addition, you’ll need to provide:

Documentation regarding the legal representative and the partners

• Valid ID card/passport
• Ε1 – income tax return forms for the last three financial years
• Income tax clearance certificate for the last financial year
• Last financial year’s ENFIA clearance certificate (or E9 property declaration form, in the event your property status has changed after the issuance of the latest ENFIA clearance certificate)  

                                                 
                                                                                                                                                        
For firms that keep single entry books:

• Ε3 tax forms for the last three years
  Available periodic VAT returns (Φ2) of the current year and corresponding periodic VAT returns of the previous year
• Recent print-out of the company's statement of current business activity (KAD) or the certificate of business commencement       

 
For firms that keep double entry books:

• Balance sheets for the last three years plus annexes
• Post closing trial balance of secondary accounts for the previous financial year signed by an accountant
• Trial balance of secondary accounts for the last month and the respective period of the previous year, signed by an accountant
• Recent print-out of the company's statement of current business activity (KAD) or the certificate of business commencement   

If deemed necessary, you may be asked to provide us with additional documentation.