Credit cards

Black credit card

Upgrade your everyday transactions with a bonus-packed card that comes with a special design and a personal Concierge assistant.

Add value to your everyday transactions and enjoy the special benefits of a prestigious credit card that offers you personalized service, unique privileges, and higher rewards with the Premium Go For More program.

Specifically, you can:

Smartly manage your purchases with interest-free installments at thousands of businesses throughout Greece
Enjoy flexibility in paying your dues to the State with up to 12 interest-free installments
Make cash withdrawals if you’re in need of instant cash
Make other payment arrangements, such as standing orders for paying your bills
Build up your tax threshold

In brief:

Mastercard Concierge
Premium Go For More rewards
10.000 Go For More welcome points
Exemption from foreign currency transaction commission
Free insurance packages

Annual subscription

€120

Free subscription for the 1st year and the option never to pay a subscription fee!

Apply for Black

I want to get in touch

Apply for your card online in a few steps

User login

If you're a registered user of the Bank's Digital Banking services, start by logging in to your account. From the homepage, navigate to the "Cards" section. Select the credit card you wish to apply for and click "Get a new card".

Choose Credit Limit

Next, specify the credit limit for the card you intend to apply for.

Verify Your Details

You’ll then need to confirm your employment details, residential address, identity information, and tax records. This often involves uploading your most recent tax statement for verification.

Select Payment Method

Choose how you’d like to manage payments for your card, such as setting up a direct debit, or opting for partial or full repayment. You’ll also need to provide some additional personal information.

Review and Accept Application

Review the details of your application. Once you’re satisfied, accept the terms and conditions, as well as the pre-contractual information provided for the product.

Enter OTP

To finalize your application, enter the One-Time Password (OTP) sent to your registered device.

Complete the Process

After completing the steps, you can print all the relevant documents for your records.

Confirm Acceptance

If your application is approved, confirm your acceptance of the terms of use and any additional agreements through another OTP verification.

The Black credit card in detail

Features of the card

Read more about what your new credit card has to offer:

Earn 10,000 Go For More points with your first purchase
Participate in the Premium Go For More loyalty program, earning extra points with every purchase, which you can redeem on products and services at thousands of partner businesses. Find out here about the Terms and Conditions of the program.
Enjoy the Mastercard Concierge service free of charge, for a complete travel and lifestyle experience by calling 210 48 48 484 or by sending an email to nbg@concierge-mc.com, after accepting the terms of service. Find out about the terms of service here.
You are exempt from foreign currency transaction commission.
You have a free subscription for the 1st year, and you can waive the annual subscription fee forever if you spend more than €12,000 per year with your card.
Save money for the first 6 months with a preferential interest rate.
You get free insurance benefits:
- travel insurance
- debit balance insurance
- online dispute

You can make purchases with your mobile phone via Apple Pay and Google Pay and contactless payment service at POS via NFC (Near Field Communication)
Monitor and manage your card online
Make secure online purchases with the Mastercard® Identity CheckTM (Strong Customer Identification for e-commerce transactions)
You have immediate and continuous access to your account activity through the free i-bank statements service
You can get up to 3 additional cards for free

Please note that insurance plans are only available with the credit card and cannot be sold separately.

The insurance plans were created by Ethniki Insurance Company and are distributed by National Bank of Greece S.A., 86 Aiolou Street, 10559, Athens, A.M.E.E.E.A.: 311481. The distribution of the insurance plans is carried out only by Bank staff who are certified insurance intermediaries. The Bank is registered in the Special Register of the Athens Professional Chamber of Commerce under number 1028 as an insurance agent. The data of the Special Register are published on the electronic platform "Single Point of Information (S.P.I.P.)" Active Insurance Intermediaries, through which you can verify your registration in the Special Register. Website of the E.S.I.P.: http://insuranceregistry.uhc.gr/.

Invoice and information

To find out about the interest rate and other charges on your Black credit card, click here .

Pre-contract and contract Documents

Please read the following pre-contract and contract forms for more information about the Black credit card.

Pre-contract Information and Terms of Use

Information and Terms of Insurance Packages

Read below the Terms as well as more information about your insurance packages.

Travel Insurance: Pre-contract information, Terms of use, IPID Information Form
Debit Balance Insurance: Pre-contract information, Terms of use, IPID Information Form
Online Dispute: Pre-contract information, Terms of use, IPID Information Form
Insurance Intermediary Form

How to get it

If you have Digital Banking codes, you can easily and quickly submit your application online in just a few steps.
Alternatively, you can make your application:

by phone, by calling 210 48 48 484
at any of our branches, by presenting the necessary documents.

What supporting documents do I need?

Identity card or passport
Your ID card or passport must be valid.
Tell me more
Income Tax Clearance Certificate
The latest Income Tax Slip Clearance Certificate on Taxisnet.
Tell me more
Possibly utility bill
Utility bill confirming your address might be requested.
Proof of occupation
Your employer's certificate and/or copy of your latest salary statement if you’re employed in the private sector. Υour latest pension payment slip if you are a pensioner, and a document evidencing your VAT status if you’re a freelancer/sole proprietor.

Please email me the details

Do you want more information?

I acquired my credit card before 24 August 2022. What applies to my card?

Your card will be subject to the terms and conditions in force at the time of issue until its expiry, as they may have been amended since then, after due notification to you.
In the event of theft or loss, your card will be replaced with a modern, vertical one, and it will retain the functionality of your old card.
Find all the information about your card here.

What is the credit limit on my card?

The credit limit is set by the bank after an assessment of your credit score.

When will I receive my card?

You will receive your card by post in a few days. In the same letter, you will find the activation instructions and how to get your PIN.

Are there instructions available about PIN management and other transactions I can make with my card?

Find below all the information about:

Do I have the option not to use the contactless functionality of my card without using a pin?

You can either reset or restore the applicable limit of contactless transactions carried out without the use of a pin, either through the Internet & Mobile Banking applications, as long as you are a registered user, or by submitting a request to his or her NBG Branch or by calling the Bank’s Contact Center.

The Cards of Life

How many life experiences can start with a single card?

Join us through a journey of unexpected encounters, surprising actions, and spontaneous moments with Giorgos Kapoutzidis as the host of beloved guest!

Discover the experiences!

Mastercard Concierge

Experience one-of-a-kind moments, exceptional privileges, and unforgettable tailored experiences just for you. How? With the personalized assistance of the Mastercard Concierge service.

Discover more.

Balance Transfer Program

Find out about the Balance Transfer Program and the possibility of transferring the debit balance of third-party banks' credit cards to your NBG credit card, for repayment on preferential terms.

Tell me more

Apply for your new card

In just a few steps, you can apply for your new credit card for quick, easy, and secure purchases. Take the first step and complete the online application now.

Apply now

Did you get your credit card before August 2022?

You always have access to all the information regarding your card, which will retain its features and benefits.

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.