Personal loans

EXPRESS Personal Loan

You can get the cash you need to meet your needs instantly.

With an EXPRESS loan, and a newly reduced interest rate, you get up to €6,000 in cash the moment you need it. You can get the money you need quickly and easily online.

You can also:

Have the money credited to your account, with a newly reduced interest rate, and without visiting a branch

In brief:

Instant liquidity
Small needs
Online acquisition

Make it yours in just a few steps

I want an EXPRESS loan

I want to get in touch

We would like to inform you that due to technical work, the funding application service will not be available on Saturday 15/03/2025 from 07:30 to 10:30 and from 20:00 to 21:00. Thank you for your understanding.

How much money do you want?

Customize your loan according to your needs and we will provide you with the details.

All figures provided are for illustrative purposes only. This is not a formal quotation or a commitment to lend

I want it

EXPRESS loan in a few steps

User login

If you are a registered user, log in to Digital Banking and from the home page go to the "Loans" section and select "Get Now".

Data confirmation

Next, confirm your employment, home address, identity and tax information (by uploading your most recent tax return).

Ammount choice

After that, you choose the amount you want, the repayment period in months and the account that will be linked to the loan.

Pre-contract info

Then, you can read about the specific features of the loan (in the pre-contract form), and declare that you have been duly informed thereof.

Data entry

In this step, you confirm and enter some more personal information.

Terms acceptance

Then, read and accept the relevant terms.

Submit application – Enter OTP

Now, submit the application by filling out the information required. Confirm the information by entering the OTP you received on the mobile phone you've registered with the Bank’s systems.

Do you want more information?

How can I repay my monthly loan repayments?

You can pay by monthly amortization installments, starting one month after the loan disbursement and payable via the borrower's designated loan-linked Deposit Account with NBG.

How does the Bank notify me about my installments, loan rate, and other details?

A statement is sent to you every month to keep you duly updated on your loan’s remaining instalments, interest rate, outstanding principal etc. Moreover, if you're a Digital Banking user, you can sign up for the i-bank statements service and receive alerts regarding the issuance of your loan statements at the email address you've registered with the Bank.

What is the interest rate of the loan?

The loan is available at a floating rate, based on the 3Μ Euribor, subject to a minimum equal to the ECB's intervention rate, plus a fixed margin rate throughout the entire loan term. Please note that the floating rate fluctuates in line with any increase or decrease in the base rate, which will impact your monthly installments accordingly. The floating rate also includes the levy required under Law 128/75, currently 0.60%.

For further details about the loan rate and expenses, click here.

Can I make an early repayment?

Yes, you can make an early or partial repayment at any time without any additional charge.

How much money can I borrow?

The loan amount can range between €300 and €6,000.

Much more than getting a personal loan

Designed to meet your needs

Go For More rewards

For even more rewards, sign up for Go For More and gain even more points when you pay your loan installments in time.

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Statements

You can register for statements and get an email informing you every time a loan statement is issued.

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More digital capabilities for you

Download the NBG Mobile Banking app

The NBG Mobile app gives you a host of benefits, from bill payments and shopping to transactions and managing your housing loan. Download the app to your iPhone or Android and simplify your transactions.