Below, you'll find ten tips to enhance the security of your online purchases:
- Use trusted platforms
Opt to buy from well-known platforms or apps to reduce the risk of fraud
- Check Website Security
Ensure that the website you're using has SSL (Secure Sockets Layer) security that authenticates a website's identity and enables an encrypted connection to transmit your personal data. Look for the small lock symbol in the corner of the URL field to see if the website has an SSL certificate.
- Use strong passwords
Create robust passwords and remember to change them regurarly. Avoid using simple and predictable passwords.
- Beware of phishing attempts
Never respond to requests or messages for personal information, such as passwords or credit card details, received via email or from unknown senders.
- Review the website's privacy policy
Before making a purchase, read the website's privacy policy to understand how they handle your personal data.
- Use secure payment methods
Prefer secure payment methods, such as credit cards with limited balances or prepaid cards.
- Verify the online shop’s identity
Check the details of the online shop before making any purchase. Gather information on how to contact them in case of problems. Consider using platforms like trustpilot.com, which enable customers to review businesses based on their experience interacting with them.
- Keep transaction records
Maintain records of transactions, payment receipts, and invoices for future reference.
- Utilize Anti-Virus and Anti-Malware software
Install and regularly update anti-virus software on your computer to protect against malware attacks.
- Understand the return policy
Familiarize yourself with the company's return policies before making a purchase so that you know your rights in case issues arise, such as receiving a defective product.
Finally, to be in control of your electronic transactions it's essential that you take advantage of the security safeguards and services offered by financial institutions. These include instant notifications for account and card activities. For instance, activating push notifications and i-bank alerts offered by the National Bank of Greece about each of your transactions, ensuring security and control over your financial management.
If a charge appears incorrect or suspicious, notify your bank without delay. This simple step alone can prevent potential headaches following an otherwise enjoyable process like online shopping.
