Your own research
It is crucial to carefully review both the terms and perks of your new card before it is issued to ensure that you choose the one that best meets your needs. Another important factor to take into account is the main sorts of payments or purchases you make, as there are options available nowadays that vary according to your preferences and habits.
For instance, you can get a credit card that offers benefits for similar purchases if you spend the majority of your monthly income at the grocery store. However, it might be wise to choose a card that offers rewards for mall shopping if you frequently shop at businesses that sell clothing, cosmetics, or technology-related items. The possibilities are endless, so the more you use your card, the more you benefit.
Good practices to get the most out of your card
When you first start using your new credit card, it's a good idea to pay attention to the amounts that are charged and to request a copy of the receipt each time you make a transaction.
Furthermore, it’s beneficial to review your invoices each month and settle them by the due date, ensuring you do not incur interest charges as a result of a late payment. Additionally, because your card will have a credit limit, it is highly advised not to go over it and to take immediate care of any security issues with the card or its PIN.
Your everyday ally
Do you want processes to be fast, have low fees, include travel insurance and a membership in a rewards program for all card transactions while being incredibly easy to manage online?
Or would you prefer more lifestyle amenities, individualised service, enabling you to be more flexible?
Or perhaps you'd want to use your card to earn more rewards and receive even more premium benefits?
The new generation of credit cards offered by the National Bank of Greece provides you with significant benefits and privileges, such as the ability to choose the card you want, regardless of your credit limit. We invite you to discover them!